Insurance & Financial

Insurance Information

CAAC is a participating (in-network) provider with the following list of insurance plans. If you do not see your plan listed, please contact your health insurance provider. This list is updated periodically and is subject to change.

Also, note that your health plan may require you to obtain a referral from your primary care provider prior to being seen by our specialists.

Please contact your insurance plan to verify the following:

  • Benefits / Eligibility
  • Limitations / Pre-existing conditions
  • Referrals
  • Pre-authorization

Please be aware that your insurance plan may allow you to go out-of-network, however, a pre-authorization may be required.

Aetna POS, PPOAnthem HMO CU Exclusive Prefix UCL (CU Extended or High Deductible)
Banner HealthBlue Cross Blue Shield – Anthem PPO, Anthem Medicare Advantage (Prefix VAT), Blue Priority PPO, HMO, HMO Select, Well Choice – Please see exceptions below as we do not accept all policies
Blue Priority PPO: Prefixes XFH, XFM, XFX, plus PEABright Health, Bright Health Medicare
Champ VACigna – Connect, Great West, Local Plus, POS, PPO, Cigna SCL, Global Health, Vantage
CofinityColorado Access – CHP Plus, CHP State Managed Care
Denver Health CofinityFirst Health / Coventry
Friday InsuranceGEHA
Humana HMO, POS, PPOKaiser – through the PHCS Network ONLY
Medicaid – Please see exceptions belowMedicare
PHCS / MultiplanRocky Mountain Health Plan HMO, POS, PPO, Exchange / CNIC Health Solutions
Tricare SelectTricare for Life
United Healthcare – HMO, POS, PPO / UMRUnited Healthcare Core
AARP Medicare Complete (SecureHorizons)Aetna – HMO, Select
Only for Fort Collins and Greeley locations.
Blue Cross Blue Shield, Prefix – XFE
Blue Cross Blue Shield – Blue Priority HMO: XFA, XFD, XFICigna SureFit
Humana HMO SelectHumana Medicare HMO
Innovage HMOUnited Healthcare Navigate, Charter, Compass, NexusACO R
Tricare Prime
Anthem HPN: Prefixes R9A, C5X, H9C and H6DAnthem Medicare Advantage MediBlue Dual Advantage (VAP)
Anthem Pathway Essentials (P3S, P3Y, P4E, X4X)Anthem Pathway HMO – Prefixes CSX, CQQ, H8C, H6D, PWL, QWP, Y2B, VAA, VAB, VAC, VAE, XFV, XFX
CHP – KAISER or Friday HealthHMO UCHealth C7E and CU Exclusive XRU
(NOT ACCEPTED at Brighton, Broomfield, Castle Rock, Centennial, Denver, Denver Highlands, Highlands Ranch, Lakewood and Southwest Clinics.)
Denver Health HMO / HighPointeHumana HMO X
Kaiser – unless through PHCS NetworkMedicaid – Denver Health
Medicaid – KaiserMedicaid – Rocky Mountain
Oscar HealthOther Discounted Plans (e.g. Medishare, Liberty Healthshare, OneShare)

Financial FAQs

1. What does my insurance cover?
Every insurance is different. We highly recommend that you contact your insurance company to see if you have deductible or co-insurances. For new patients, we will ask for your insurance information over the phone so we may check your benefits. We will review this information when you come in for your visit.

2. What is the cost of a new patient visit?
Your new patient fee can vary depending on how much testing you have done at this appointment. The visit can range from $200 to $1,200. Again, this fee depends on how much testing is done.

3. Will I have a copay?
That information is located on your insurance card. It will say either the co-pay amount or it will say “Spec co-pay”. That is the amount that we will collect at every visit.

4. What is a deductible?
The amount that must be paid by the plan participant before the plan will pay certain expenses (subject to co-insurance).

5. What is a Co-insurance?
The percentage paid by the plan participates (usually after satisfying the deductible).

6. What if I don’t have insurance, do you accept self-pay patients?
If you do not have insurance or you chose not to utilize insurance, we do accept self-pay patients. We do offer self-pay patients a discounted rate if paid at the time of service.

6. What will happen at my first appointment?
See Your First Appointment Section

In accordance with Colorado State Statute 65, you can find our 15 most common services and their charges here.

Payment is expected at the time of service, as required by your insurance (i.e., co-pay, deductible). Because all insurance is different, your financial responsibility will vary depending on your plan. We recommend contacting your insurance company to see if you have a deductible or co-insurance.