Insurance We Accept/Pay Online

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Insurance Information

We will verify coverage with your insurance company for skin testing and immunotherapy, however, this information cannot be guaranteed for accuracy.

Payment is expected at the time of service, as required by your insurance (i.e. co-pay, deductible). Because all insurance is different, your financial responsibility will vary depending on your plan. We recommend contacting your insurance company to see if you have a deductible or co-insurance.

CAAC is a participating (in-network) provider with the following list of insurance plans. If you do not see your plan listed, please contact your health insurance provider. This list is updated periodically and is subject to change.

Be advised there may be certain services provided in our facilities which are not covered by your plan. Please inquire with your health plan before calling to schedule an appointment.

Also, note that your health plan may require you to obtain a referral from your primary care provider prior to being seen by our specialists.

Please contact your insurance plan to verify the following:

  • Benefits / Eligibility
  • Limitations / Pre-existing conditions
  • Referrals
  • Pre-authorization

Please be aware that your insurance plan may allow you to go out-of-network, however, a pre-authorization may be required.

If you do not have insurance or you chose not to utilize insurance, we do accept self-pay patients. We do offer self-pay patients a discounted rate if paid at the time of service.

If alternate financial arrangements are needed, please speak with the financial office at (720) 858-7550 prior to your appointment(s). For a breakdown of common insurance terms and Frequently Asked Questions (FAQ), click here.

CAAC holds premium designation status based on cost-effectiveness and quality of care from Cigna.

Insurance We Accept

Banner Health Humana HMO, POS, PPO
Blue Cross Blue Shield – CU High Deductible Kaiser – through the PHCS Network ONLY
Blue Cross Blue Shield – HMO, HMO Select Liberty Health Share
Blue Cross Blue Shield – Blue Priority PPO Medicaid (see exceptions below)
Bright Health Medicare
Champ VA PHCS/Multiplan
Cigna – Great West, Local Plus, POS, PPO, Global Health, Vantage Rocky Mountain Health Plan HMO, POS, PPO, Exchange / CNIC Health Solutions
Cofinity Tricare Prime / Standard
Colorado Access – CHP Plus, CHP State Managed Care Tricare for Life
Colorado Choice Health Plan United Healthcare – HMO, POS, PPO / UMR
Denver Health Cofinity United Healthcare Core
First Health/Coventry


Insurance We Accept By Referral Only

AARP Medicare Complete (SecureHorizons) Cigna SureFit
Aetna – HMO, Select Humana Medicare HMO
Blue Cross Blue Shield – Blue Priority HMO Humana HMO Select
Blue Cross Blue Shield – CU North (only Fort Collins and Greeley locations) Innovage HMO
Blue Cross Blue Shield Prefixes – FXD, PSD, UCD, XFA, XFD, XFE, XFI Tricare Prime
Cigna HMO, Connect United Healthcare Navigate, Charter, Compass


Insurance We Do Not Accept

Blue Cross Blue Shield – CU South, CU Central, HMO & PPO Kaiser – unless through the PHCS Network
Blue Cross Blue Shield Prefixes – UCF, UCV, VAA,
Medicaid – Denver Health
CHP Plus – KAISER Medicaid – Kaiser
Colorado Pathway – Prefix JKO Medicaid – Rocky Mountain
Denver Health HMO / HighPointe Other Discounted Plans
Humana HMO X

What is my financial responsibility?

Copay – A fixed amount an insured person is expected to pay for a medical expense at the time of the visit. (Copays do not apply to your deductible, co-insurance , or out-of-pocket maximum)

Deductible – The amount of expenses that must be paid by the plan participant before the plan will pay certain expenses (subject to co-insurance)

Co-insurance – The percentage paid by the plan participates (usually after satisfying the deductible)

Out of pocket Maximum – The maximum amount a participant will pay out of their own pocket for cover medical expenses in a given year (some exceptions apply)


1. What does my insurance cover?
Every insurance is different. Insurances vary depending on your plan. We recommend that you contact your insurance company to see if you have deductible or co-insurances. For new patients we will ask for your insurance information over the phone so we may check your benefits. We will review this information when you come in for your visit.

2. What is the cost of a new patient visit?
Your new patient fee can vary depending on how much testing you have done at this appointment. The visit can range from $200. to $1,100. Again, this fee depends on how much testing is done.

3. Will I have a copay?
That information is located on your insurance card. It will say either the co-pay amount or it will say “Spec co-pay”. That is the amount that we will collect at every visit.

4. What is a deductible?
The amount that must be paid by the plan participant before the plan will pay certain expenses (subject to co-insurance)

5. What is a Co-insurance?
The percentage paid by the plan participates (usually after satisfying the deductible)

6. What will happen at my first appointment?
See New Patient Section

In accordance with Colorado State Statute 65, you can find our 15 most common services and their charges here.